In preparation for closing your loan, you will be issued a commitment letter indicating what remaining items, if needed, are required. The letter is typically issued a week to two weeks prior to the expected closing date. If there are remaining items, you’ll want to make sure they are taken care of as soon as possible as not to delay the closing. These items may or may not be within your control, but you will be made aware of what is pending relative to your loan. If there are items that you are responsible for providing, you’ll want to do so as quickly as possible….REMEMBER TIME IS OF THE ESSENCE.